As pay decreases, belt-tightening occurs and perhaps most unexpectedly good things happen. Drinking and smoking costs too much — that has to be a good thing, because some people quit. In the work place, tougher competition is faced head-on by people determined to keep their jobs. And this determination drives-up strategic intelligence.

I've often wondered why junior members of a team can often run rings around more experienced, better paid colleagues.

This video goes a long way to explaining why; when the going gets tough…you know the rest.